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308 Payne Rd, Pensacola FL 32507
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308 Payne Rd, Pensacola FL 32507

308 Payne Rd, Pensacola, FL, 32507

$345,000

$345,000

3

Bedrooms

2

Bathrooms

1,157

Square Feet

0.1582 acres

Lot Size

1944

Year Built

$298

Price / SqFt

MLS# 688538Residential56 days on market

Listed by: Kuhn Realty, 850-266-7557

Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS.

About This Property

OPEN HOUSE SATURDAY NOV. 14, 1-3!!!!PRICE IMPROVEMENT!!!!! Welcome home to 308 Payne Rd — a beautifully remodeled, move-in-ready gem in the welcoming Navy Point golf cart community! This 1,157 sq ft home has been thoughtfully updated from top to bottom, blending modern comfort with low-maintenance living, and is perfect for buyers of all ages and life stages. Best of all — no HOA! Step inside to gorgeous hardwood floors flowing throughout the living spaces, complemented by a stunning new kitchen featuring brand-new All Wood cabinetry and a full suite of new appliances. The primary suite has been enhanced with an added en-suite bathroom, giving you a private retreat all your own. Behind the scenes, this home has been upgraded with all-new wiring, I-beam leveling, and energy-efficient open-cell blown-in foam insulation — offering improved structural stability, comfort, and lower utility costs for years to come. Out back, you'll find a spacious 15x26 detached garage/workshop building, ideal for extra storage, a workshop, hobby space, or parking for your golf cart and toys. Fenced- Landscaped back yard for your fur babies! Location can't be beat! Filled with generational living, golf-cart-friendly Navy Point community, you're just minutes from downtown Pensacola and NAS Pensacola — perfect for commuters, military families, or anyone who wants easy access to city life while enjoying a relaxed neighborhood feel. Enjoy fantastic community amenities including scenic walking trails, a playground, and a nearby public boat ramp for easy water access. Watch The Blue Angels practice right from your yard or from your partial water view of Bayou Grande. Don't miss your chance to own this turn-key home in one of Pensacola's most desirable communities with no HOA fees to worry about. Schedule your private showing today!

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Highlights

PoolGarageWater ViewHardwood Floors

Property Details

Location & Nearby Places

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Estimate

Mortgage Calculator

Down Payment20% · $69,000
Interest Rate6.75%
Loan Term30 years

Estimated Monthly Payment

$2,207/mo

Principal & Interest$1,790
Taxes$316
Insurance$101
Loan Amount$276,000

Taxes and insurance are estimated at typical local rates; actual rates, taxes, insurance, and loan terms vary by lender and property. Figures are estimates derived from available MLS data for informational purposes only, are not guaranteed, and should not be relied upon as an appraisal or professional advice.

Fair housing & lending: These figures are informational estimates only, not a lending decision, loan offer, or extension of credit. Pelican Realty & Co. provides all housing services in accordance with the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap (disability), familial status, national origin, or any other protected class.

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MLS® Disclaimer

Listing data last updated: November 12, 2026 at 2:00 AM

Copyright 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS. This information is believed to be accurate but is not guaranteed.

$345,000

Pelican Realty & Co. serves home buyers and sellers across the Florida Gulf Coast, with a focus on the communities that make the Pensacola Bay area one of the most desirable places to live in the Southeast. From the historic streets and bayfront neighborhoods of Pensacola to the sugar-white shores of Pensacola Beach and Perdido Key, our agents help clients find the right home in the right setting — whether that’s a Gulf-front condo, a waterfront estate in Gulf Breeze, or a single-family home on a larger lot in Pace or Milton.

Our service area spans the Emerald Coast’s most sought-after communities, including Pensacola, Gulf Breeze, Navarre, Pace, Pensacola Beach, Milton, Perdido Key, Ferry Pass, Cantonment, and Bellview. Within each, we know the neighborhoods that define the local market — from East Hill and Cordova Park in Pensacola to Tiger Point and Oriole Beach in Gulf Breeze, the canopied streets of Bagdad in Milton, and the Gulf-front towers of Portofino on Pensacola Beach.

Whether you’re searching for a luxury waterfront home, a low-maintenance condo with rental potential, a new-construction single-family home, or acreage with room to grow, our team brings local expertise and a relationship-first approach to every transaction. Explore our community guides and active MLS listings to see what’s available in your corner of the Gulf Coast.